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terms & conditions

last updated: January 20, 2026

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Welcome to HUMBLE HELPER NFP Inc. ("Company").

These Terms of Use ("Terms") govern your access to and use of our software-as-a-service products, applications, website (humblehelper.org), and related services (collectively, the "Services"). By using the Services, you agree to be bound by these Terms.

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ATTENTION:  PLEASE READ THESE TERMS AND OUR PRIVACY POLICY, WHICH ARE PART OF THESE TERMS, CAREFULLY BEFORE USING THIS WEBSITE.  ACCESSING ANY PART OF THIS WEBSITE INDICATES THAT YOU ACCEPT AND AGREE TO BE BOUND BY THESE TERMS IN FULL. IF YOU DO NOT ACCEPT THESE TERMS, DO NOT USE, ACCESS, OR DOWNLOAD MATERIALS FROM THE WEBSITE AND LEAVE THE WEBSITE IMMEDIATELY. 

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You acknowledge: (a) that you have read and understood these Terms; and (b) that these Terms have the same force and effect as a signed agreement.

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1. Acceptance of terms

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By accessing or using the Services, you agree to these Terms and our [Privacy Policy]. If you are using the Services on behalf of an organization, you represent that you are authorized to bind that organization to these Terms.

 

Company reserves the right to modify or discontinue the Services (or any portion of the Services), temporarily or permanently, with or without notice to you, and is not obligated to support or update the Services. You agree that Company shall not be liable to you or any third party in the event that we exercise our right to modify or discontinue the Services (or any portion of the Services).  Unless explicitly stated otherwise, any new features that augment or enhance the current Services shall be subject to these Terms.

 

These Terms were last revised on January 20, 2026.  We may change these Terms at any time.  Please review the Terms each time you use the Services. BY USING THIS WEBSITE, YOU AGREE TO BE BOUND BY THE MOST RECENT VERSION OF THE TERMS.

 

These Terms include a disclaimer of warranties and a disclaimer of liability, as well as indemnification by you, in Sections 10, 11, and 12.  Please review those sections (and all other terms) carefully.

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2. Services Provided

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We provide financial counseling, temporary housing, crisis response, caregiver assistance and network support services. We reserve the right to modify or discontinue services at any time.

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3. User Responsibilities

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  • You must provide accurate intake and contact information.
     

  • You are responsible for all of your activities with respect to the Services and submissions to Company.
     

  • You agree not to misuse the Services, including attempting unauthorized access, reverse engineering, or interfering with other users’ use of the Services.

  • You affirm that you are either more than 18 years of age, or an emancipated minor, or possess legal parental or guardian consent, and are fully able and competent to enter into the terms, conditions, obligations, affirmations, representations, warranties, and indemnification set forth in these Terms, and to abide by and comply with these Terms. The Services are not intended for children under 13.  If you are under 13 years of age, then please do not use the Services. We explicitly deny authorization to any user under 13.

  • the Services may contain links to third-party websites that are not owned or controlled by Company. Company has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third-party websites, and you access and use these websites solely at your own risk. These links are provided for your reference and convenience only, and do not necessarily imply any endorsement, sponsorship or recommendation of the material on these third-party websites or any association with their operators.  In addition, Company will not and cannot control or edit the content of any third-party site. By using the Services, you expressly relieve Company from any and all liability arising from your use of any third-party website and from any loss or damage of any sort you may incur from dealing with any third party. Accordingly, we encourage you to be aware when you leave the Services and to read the terms and conditions of use for each other website that you visit.

  • You may not link to the home page (or any other page) of humblehelper.org from your website, without Company’ prior written authorization.

  • Company hereby grants you permission to use the Services as set forth in these Terms provided that:  (1) you will not copy, download or distribute any part of the Services in any form or medium without Company’ prior written authorization except for the limited rights expressly permitted herein; (2) you will not alter, modify, or make derivative works from any part of the Services without Company’ prior written authorization; and (3) you will otherwise comply with these Terms.

  • Company may, in appropriate circumstances and at its sole discretion, disable or terminate the access of users who violate these Terms.

  • In your use of the Services, you shall not:

    • use web crawlers, web robots, web scutters, ants, automatic indexers, bots, worms, and other such devices in connection with the Services;

    • post, transmit or submit any confidential, false, misleading, unlawful, infringing, threatening, abusive, harassing, libelous, defamatory, discriminatory, obscene, inflammatory, scandalous, pornographic or profane material or any material that could constitute or encourage conduct that would be considered a criminal offense, give rise to civil liability, or would otherwise violate the law;

    • use the Services in any manner that could damage, disable, overburden, or impair the Services or interfere with any other party’s use of the Services;

    • obtain or attempt to obtain any content through any means not intentionally made available or provided for through the Services;

    • impersonate or misrepresent your affiliation with someone else;

    • remove, modify, disable, block, obscure or otherwise impair any advertising in connection with the Services;

    • collect personally identifiable information of other users or visitors;

    • harvest information about users for the purpose of sending, or to facilitate or encourage the sending of, unsolicited bulk or other communications;

    • solicit other users to join, become members of, or contribute money to any online service or other organization;

    • post or transmit any worms, viruses, Trojans, or other harmful, disruptive, or destructive files, code, or programs to the Services; or

    • use the Services to advertise or perform any commercial solicitation.

  • Company will fully cooperate with any law enforcement authorities or court order requesting or directing Company to disclose the identity of anyone violating these Terms.

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4. Fees and Payment

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  • You authorize us (or our third-party payment processor) to charge your payment method for all applicable fees.
     

  • All fees are non-refundable except as required by law or expressly stated in these Terms.

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5. Intellectual Property

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  • All intellectual property rights in the Services are owned by or licensed to us.
     

  • We grant you a limited, non-exclusive, non-transferable license to access and use the Services for your internal business or personal use, subject to these Terms.
     

  • You may not copy, modify, distribute, sell, or lease any part of the Services without our prior written consent.

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6. User Content

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  • You retain ownership of any content you submit to the Services ("User Content").
     

  • By submitting User Content, you grant us a worldwide, non-exclusive, royalty-free license to use, host, store, reproduce, and display it solely for the purpose of operating and improving the Services.
     

  • You represent that you have all necessary rights to submit the User Content.

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7. Privacy and Data Protection

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Our collection and use of personal information are governed by our [Privacy Policy]. By using the Services, you consent to our data practices.

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8. Service Availability

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  • We strive to keep the Services available but do not guarantee uninterrupted or error-free operation.
     

  • We may suspend or limit the Services for maintenance, security, or operational reasons.

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9. Termination

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We may suspend or terminate your access to the Services if you violate these Terms or if required by law. You may terminate your relationship with us at any time; however, fees are non-refundable unless otherwise stated.

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10. Disclaimers

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  • The Services are provided on an "AS IS" and "AS AVAILABLE" basis.
     

  • We disclaim all warranties, express or implied, including merchantability, fitness for a particular purpose, and non-infringement.
     

  • We do not warrant that the Services will be error-free, secure, or uninterrupted.

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11. Limitation of Liability

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To the maximum extent permitted by law:

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  • We are not liable for indirect, incidental, special, consequential, or punitive damages.
     

  • Our total liability arising out of or relating to the Services is limited to the amounts you paid us for the Services in the twelve months prior to the claim.

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12. Indemnification

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You agree to indemnify and hold us harmless from any claims, liabilities, damages, losses, and expenses (including legal fees) arising from your use of the Services, your User Content, or your violation of these Terms.

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13. Governing Law and Dispute Resolution

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  • These Terms are governed by the laws of the State of Illinois, without regard to conflict of laws principles.
     

  • Any disputes will be resolved in the state or federal courts located in Cook County, IL, unless otherwise required by applicable law.
     

  • We may require arbitration for certain disputes, as permitted by law.

  • You irrevocably agree to submit to the personal jurisdiction of the state and federal courts located in or serving Cook County, Illinois, for the purpose of resolving all such claims or disputes. 

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14. Changes to Terms

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We may update these Terms from time to time. We will notify you of material changes by posting updated Terms with a new effective date. Your continued use of the Services constitutes acceptance of the revised Terms.

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15. Miscellaneous

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  • These Terms and our Privacy Policy are the entire agreement between you and us regarding the Services.
     

  • If any provision is found unenforceable, the remaining provisions will remain in full effect.
     

  • You may not assign or transfer your rights under these Terms without our prior written consent.

  • No waiver of any term of these Terms shall be deemed a further or continuing waiver of such term or any other term, and Company’ failure to assert any right or provision under these Terms shall not constitute a waiver of such right or provision. 

  • Company reserves the right to amend these Terms at any time and without notice, and it is your responsibility to review these Terms for any changes. Your use of the Services following any amendment of these Terms will signify your assent to and acceptance of its revised terms.

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16. Contact Us

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If you have questions about these Terms, please contact us:

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